July has been a month of great recovery. I look at earnings of some of my biggest holdings and news out of Unity and 3M.

Record level inflation, rising interest rates, and a Russian invasion have put the markets under stress - and even if you have managed to avoid the worst of it, stocks are still as volatile as ever. Investors are worried about the short-term outlook - But here is why you should stay invested for the long-term.

It is the last day of the year and I only have time for a quick update before the new year's preparations begin. Consider this this last chapter of 2021's Monthly updates and a teaser for a year in review to be posted sometime in January, once my exams are over and done with.